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Salary sacrifice

Salary sacrifice is one of the simplest and most tax-effective ways to boost your super savings for an enjoyable retirement.

Salary sacrifice contributions are paid under an arrangement between you and your employer whereby you agree to forego a portion of gross salary, which your employer then pays into your super. These contributions count towards your annual concessional contribution cap.

It's worthwhile assessing salary sacrifice as a contribution option, however, it may not be the best option for everyone. You can contact RBF to discuss your options.

If you'd like a snapshot of how salary sacrifice could benefit you, use the salary sacrifice calculators.

Who can salary sacrifice?

Salary sacrifice is available to members of the Contributory Scheme.


Need more information on salary sacrifice?

If you would like more detailed information on salary sacrifice, please refer to the Contributory Scheme member booklet. You can also contact RBF directly to discuss salary sacrifice.


The trustee of the Retirement Benefits Fund (ABN 51 737 334 954) is the Superannuation Commission (ABN 93 598 914 092).

This website is provided by Mercer Outsourcing (Australia) Pty Ltd (MOAPL) ABN 83 068 908 912, Australian Financial Services Licence #411980 on behalf of the Superannuation Commission ("Trustee") ABN 93 598 914 092 as trustee for the Retirement Benefits Fund ("Fund"). The Fund comprises the Contributory Scheme, the Contributory Scheme CPA, the State Fire Commission Superannuation Scheme, the Tasmanian Ambulance Service Superannuation Scheme, the Parliamentary Superannuation Fund and the RBF Life Pension.

Information provided on, and available from, this site does not constitute financial or taxation advice. The information does not take into account the individual objectives, financial situation or needs of any individual and we recommend that you obtain investment and taxation advice specific to your investment objectives, financial situation and particular needs before making a financial decision.

You should seek independent financial and taxation advice to determine if an investment is appropriate to your individual circumstances.

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