How much do I need?

Today people are fitter, healthier and living longer than ever before. The good news is that many of us can expect to enjoy a retirement of about thirty years. But, just how much do you need in retirement?

By involving yourself in your super you can help to ensure you have the money to fund a comfortable retirement.

Firstly, take control of your finances. You can use MoneySmart's budget planner to see where your money is currently going and what you're spending it on. The budget planner asks you to consider your current living expenses and income.

When you have completed the budget planner, a summary is automatically calculated for you. You can use this information to assist you in planning for your retirement in order to maintain your chosen lifestyle.

Once you know what your budget will need to be to maintain your current lifestyle, you can login to the member secure website and use the Retirement Income Simulator to work out how much super you are likely to have at retirement and how long this will last.

Not enough? Don't panic, there are way to increase your retirement savings. Find more information in the Building my super section. Or you can contact us to make an appointment with an RBF Superannuation Consultant.

RBF can help you maximise your super to achieve your retirement goals.


The trustee of the Retirement Benefits Fund (ABN 51 737 334 954) is the Superannuation Commission (ABN 93 598 914 092).

This website is provided by Mercer Outsourcing (Australia) Pty Ltd (MOAPL) ABN 83 068 908 912, Australian Financial Services Licence #411980 on behalf of the Superannuation Commission ("Trustee") ABN 93 598 914 092 as trustee for the Retirement Benefits Fund ("Fund"). The Fund comprises the Contributory Scheme, the Contributory Scheme CPA, the State Fire Commission Superannuation Scheme, the Tasmanian Ambulance Service Superannuation Scheme, the Parliamentary Superannuation Fund and the RBF Life Pension.

Information provided on, and available from, this site does not constitute financial or taxation advice. The information does not take into account the individual objectives, financial situation or needs of any individual and we recommend that you obtain investment and taxation advice specific to your investment objectives, financial situation and particular needs before making a financial decision.

You should seek independent financial and taxation advice to determine if an investment is appropriate to your individual circumstances.

The Trustee pays a fee for the provision of this service however this fee is not conditional on you using this service or acting on the information or advice provided through this service.

Please read the Terms and conditions for further information about your use of this website.