Your investment options


There are five investment options for you to choose from. You can choose:

  • one (or more) of four options each with a different mix of assets and risk/return profile, or
  • Super Steps – where the mix of investments changes automatically based on your age.

Super Steps is the default investment option if you don't tell us how you would like your savings invested when you join the scheme.

Read more about your investment options.

Change your investments


You can change your investment option(s) online by logging in to your account. If you prefer, you can download an Investment choice form, fill it in and send it to the administration manager, Mercer.

You can change your investment option(s) at any time. Any change you make will be actioned within a few business days. We will make your change by redeeming units in your existing investment option(s) and issuing units in the new investment option(s).

The first change each scheme year (1 July – 30 June) is free. A fee is charged for any subsequent changes.



This website is provided by Mercer (N.Z) Limited on behalf of the trustee of the Police Superannuation Scheme (PSS). The trustee pays a fee for the provision of this service, however this fee is not conditional on you using this service or acting on the information or advice provided through this service.

PSS Trustees Limited is the issuer of the Police Superannuation Scheme (PSS). A copy of the PSS product disclosure statement is available under Documents and forms and at