Benchmark asset allocations


The percentages shown here are the benchmark asset allocations for each investment option. Our investment manager may occasionally move away from the benchmark temporarily within specified ranges. See the Statement of investment policy and objectives for more information.
 

Growth



Growth aims to provide higher level returns with a relatively higher level of risk than the other options. It is expected to provide a long-term return after tax and investment expenses of 2.5% p.a. above the inflation rate, with the likelihood of a negative return 1 year in every 3 and a small probability of any annual loss exceeding 15%.

 

Balanced


Balanced aims to provide medium level returns with a moderate level of risk. It is expected to provide a long-term return after tax and investment expenses of 2% p.a. above the inflation rate, with the likelihood of a negative return 1 year in every 4 and a small probability of any annual loss exceeding 10%.

 

Stable


This option aims to provide stable returns with a low level of risk. Stable is expected to provide a long-term return after tax and investment expenses of 1% p.a. above the inflation rate, with the likelihood of a negative return 1 year in every 5 and a small probability of any annual loss exceeding 5%.

 

Cash Plus


Cash Plus aims to maintain invested capital and provide stable returns, with negligible likelihood of experiencing any loss in any year. It is expected to provide a return after tax and investment expenses that broadly matches the after-tax return of the S&P/NZX NZ 90-day Bank Bill Index. 
 

 

 

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PSS Trustees Limited is the issuer of the Police Superannuation Scheme (PSS). A copy of the PSS product disclosure statement is available under Documents and forms and at companiesoffice.govt.nz/disclose.