Why you need a Will


If you have a family or other dependants or are concerned about who will receive your assets after you die, then you need to make a Will and update it when necessary. It is particularly important that you have an up-to-date Will if you have a family.

Having a Will:

  • allows you to be confident your affairs will be settled as you would like
  • enables your estate to be administered quickly and economically
  • makes the process easier for your next-of-kin.

If you don't have a Will the legal procedures are more complicated and time consuming and may cause unnecessary worry and expense to your family.

The law sets out the procedure for the distribution of assets for someone who does not have a Will. Not having a Will may mean that your assets will be distributed in a way that you would not have wanted.

It is also important to update your Will regularly. Ideally, you should update it every time your personal circumstances change, for example the birth or death of a family member, the buying or selling of a house or property, a change in medical condition, or the beginning or ending of a relationship.

? ? ?

This information has been prepared by Mercer (N.Z.) Limited for general information only. The information does not take into account your personal objectives, financial situation or needs. Therefore, you should not act on this information if you have not considered the appropriateness of this information to your personal objectives, financial situation and needs. You should consult a financial adviser before making any investment decision.


This website is provided by Mercer (N.Z) Limited on behalf of the trustee of the Police Superannuation Scheme (PSS). The trustee pays a fee for the provision of this service, however this fee is not conditional on you using this service or acting on the information or advice provided through this service.

PSS Trustees Limited is the issuer of the Police Superannuation Scheme (PSS). A copy of the PSS product disclosure statement is available under Documents and forms and at companiesoffice.govt.nz/disclose.