About



New Zealand Defence Force (NZDF) is improving the Defence Force Superannuation Scheme and is offering you and the Defence Community more savings options – the New Zealand Defence Force KiwiSaver Scheme and the New Zealand Defence Force FlexiSaver Scheme.

1. Defence Force Superannuation Scheme
 

The Chief of Defence Force (CDF) established the Scheme to help members of the Regular Forces save for their retirement.

The Scheme is now closed to new members.

The Scheme is split into three categories, Category A, Category B and Category C.

  • Category A covers members who joined the Scheme when it was known as the Armed Forces Superannuation Scheme ("AFSS") i.e. those members who joined the Scheme up to 31 March 2008 (or otherwise at the invitation of CDF).
  • Category B is open to all NZDF personnel who satisfy the eligibility criteria. Category B is split into two classes, Category B Military Class and Category B Civil Class.
  • Category C covers members of the NZDF (Civil Staff) Superannuation Scheme ("CSSS") who were transferred from the CSSS to the Scheme on 1 January 2010.

 

2. New Zealand Defence Force KiwiSaver Scheme

KiwiSaver has been designed to help New Zealanders save for their retirement. The New Zealand Defence Force KiwiSaver Scheme has some additional benefits to help you save and retire with more.
 

3. New Zealand Defence Force FlexiSaver Scheme

New Zealand Defence Force FlexiSaver Scheme is a section within the Mercer FlexiSaver and has been designed to help you save for your future. It allows you to have more control and flexibility over your savings.
 
Who can join New Zealand Defence Force Savings Schemes?
All members of the New Zealand Defence Force and members of the Defence Community have access to the New Zealand Defence Force KiwiSaver Scheme and the New Zealand Defence Force FlexiSaver Scheme.

Defence Community
You are in the Defence Community if you are a member of the New Zealand Defence Force (past or current), a Veteran, or a partner, child or close relatives of current or past NZDF members.
 
Need help?
NZDF’s priority is the financial wellbeing of our members.
 
Mercer’s Helpline team will answer any questions you may have about your membership from 9.00am to 7.00pm on all business days. You can also leave them a message and they will call back at a time convenient to you, or email you the information you need.
 
The Helpline team can help you get started and understand how your account works, as well as answer general queries about your investment options, fees and confirm your account balance. They can also connect you with NZDF’s appointed financial adviser network.
 
Financial Advice
Milestone Direct Limited and the wider Milestone network have been appointed as the official financial advisers for the members of the NZDF.
 
Milestone will provide general financial advice on all NZDF savings solutions at no cost to you. If you require more detailed advice on a wider range of financial solutions you can receive their assistance at a reduced fee.
 
For financial advice please contact Milestone Direct on 0508 MILESTONE (0508 645 378) or email them at info@milestonedirect.co.nz.
 

 

This website is provided by Mercer (N.Z) Limited, as the Manager of the New Zealand Defence Force KiwiSaver Scheme, the New Zealand Defence Force FlexiSaver Scheme and the Defence Force Superannuation Scheme (the Schemes).