Free financial advice is as close as the phone

29/11/2012

Provided by Mercer. The information in this article does not necessarily reflect the views of the Trustee.

Do you know that you can access personal financial advice over the phone, at no cost from Lutheran Super?

By the time you retire, your super is likely to be one of the largest assets you have, aside from your family home (if you have one). To get the most from your super, it's essential that you make the best financial decisions for your particular situation.

For many of us, super can be confusing. Seeking financial advice from a licensed financial adviser can go a long way towards helping you to understand the choices you have and how to make the most appropriate decisions. For example, while Lutheran Super provides default investment options for your super, if you don't make a choice, these default options may not be the best options for your current situation.

Lutheran Super understands how important this advice can be in helping our members in managing their super, so they provide this service for free.

By calling the Lutheran Super Helpline on 1800 635 796, you can speak to a licensed financial adviser, who can provide advice about:

  • making contributions to your super
  • making the most of tax savings offered by super
  • taking advantage of the Government co-contribution scheme if you're eligible
  • investing your super
  • how much insurance you may need.


Any advice you receive will be provided in writing.

The advice you receive over the phone is referred to as 'limited' personal advice, since it is limited to the areas listed above.

If you need a more detailed financial plan, you can make an appointment with an adviser by calling the Lutheran Super Helpline. There is a fee for more detailed financial advice but all of the costs will be explained to you before you proceed.

This information has been prepared by Mercer Outsourcing (Australia) Pty Ltd (MOAPL) ABN 83 068 908 912, Australian Financial Services Licence #411980. Any advice contained in this document is of a general nature only, and does not take into account the personal needs and circumstances of any particular individual. Prior to acting on any information contained in this document, you need to take into account your own financial circumstances, consider the Product Disclosure Statement for any product you are considering, and seek professional advice from a licensed, or appropriately authorised, financial adviser if you are unsure of what action to take. 'MERCER' is a registered trademark of Mercer (Australia) Pty Ltd ABN 32 005 315 917. Copyright 2012 Mercer LLC. All rights reserved.
 

LCA Nominees Pty Ltd ABN 61 008 204 939 AFS Licence #240571, as Trustee for Lutheran Super ABN 93 371 348 387.

This website is provided by Mercer Outsourcing (Australia) Pty Ltd (MOAPL) ABN 83 068 908 912, Australian Financial Services Licence #411980. The Trustee pays a fee for the provision of this service, however this fee is not conditional on you using this service or acting on the information or advice provided through this service.