Planning tools

In order to achieve lifelong financial security, you need to plan for the future. To see the difference salary sacrifice can make, to estimate your super potential at retirement or to get an idea of the kind of investor you are, simply choose from the tools below.

Please note the planning tools available via the links below are provided by our administration and education partner Mercer.


Retirement planner

How much will you have when you retire?


Transition to retirement calculator

Use this tool to explore the possible tax benefits from using a Transition to Retirement strategy.


Salary sacrifice / Co-contributions calculator

Compare the benefits of making salary sacrifice contributions and personal contributions.


Budget planner

Identify current and future expenditure and your capacity for savings.


How long will I live?

Use this tool to understand how long you may need to fund your retirement.


What type of investor are you?

Use this tool to help you better understand your own attitudes and preferences about risk and return.


LCA Nominees Pty Ltd ABN 61 008 204 939 AFS Licence #240571, as Trustee for Lutheran Super ABN 93 371 348 387.

This website is provided by Mercer Outsourcing (Australia) Pty Ltd (MOAPL) ABN 83 068 908 912, Australian Financial Services Licence #411980. The Trustee pays a fee for the provision of this service, however this fee is not conditional on you using this service or acting on the information or advice provided through this service.